Corrections
When we get a figure, rule or claim wrong, we fix it and record it here with the date and what changed. Typo and formatting fixes are not listed. If you spot an error, email editor@financepaisa.com with the page URL and the correct figure, ideally with a link to the official source.
Updated
Correction log
| Date | Page | What changed |
|---|---|---|
| 11 Oct 2026 | Repo rate and home-loan EMI (blog) | Updated for RBI's 7 October 2026 decision raising the repo rate from 5.25% to 5.50%. |
| 11 Oct 2026 | ICICI Bank home loan | Rates updated to ICICI's new card, 8.75% to 10.05% (we had the previous card's 8.50% to 9.80%). |
| 6 Oct 2026 | ICICI Bank personal loan | Foreclosure charge is 3%, nil after 12 EMIs, and part-payment is allowed (we had said 5% and not allowed). |
| 6 Oct 2026 | SBI personal loan (Xpress Credit) | It is a fixed-rate loan with a 3% prepayment charge before 3 years (we had said nil on a floating rate). |
| 6 Oct 2026 | Axis Bank and Kotak personal loans | Updated tenure, fees and foreclosure terms to the banks' published schedules. |
| 6 Oct 2026 | HDFC Bank and SBI credit cards; card interest rates | Finance charges are up to 3.75% a month on most cards (we had 3.6% and 3.5%). |
| 6 Oct 2026 | Credit score guides | Lenders report to bureaus at least every 15 days since January 2025 (we had every 30 days); removed score weightings that came from a US model. |
| 6 Oct 2026 | CGTMSE scheme | Guarantee ceiling raised to ₹10 crore from 1 April 2025, with the new fee slabs. |
| 6 Oct 2026 | SBI home loan | Processing fee confirmed from SBI's fee card: 0.35%, minimum ₹2,000, maximum ₹10,000, plus GST. |
| 28 Sept 2026 | All rate tables | Rates re-checked on lenders' own pages; lenders we could not confirm were removed. |
11 Oct 2026
- Page
- Repo rate and home-loan EMI (blog)
- What changed
- Updated for RBI's 7 October 2026 decision raising the repo rate from 5.25% to 5.50%.
11 Oct 2026
- Page
- ICICI Bank home loan
- What changed
- Rates updated to ICICI's new card, 8.75% to 10.05% (we had the previous card's 8.50% to 9.80%).
6 Oct 2026
- Page
- ICICI Bank personal loan
- What changed
- Foreclosure charge is 3%, nil after 12 EMIs, and part-payment is allowed (we had said 5% and not allowed).
6 Oct 2026
- Page
- SBI personal loan (Xpress Credit)
- What changed
- It is a fixed-rate loan with a 3% prepayment charge before 3 years (we had said nil on a floating rate).
6 Oct 2026
- Page
- Axis Bank and Kotak personal loans
- What changed
- Updated tenure, fees and foreclosure terms to the banks' published schedules.
6 Oct 2026
- Page
- HDFC Bank and SBI credit cards; card interest rates
- What changed
- Finance charges are up to 3.75% a month on most cards (we had 3.6% and 3.5%).
6 Oct 2026
- Page
- Credit score guides
- What changed
- Lenders report to bureaus at least every 15 days since January 2025 (we had every 30 days); removed score weightings that came from a US model.
6 Oct 2026
- Page
- CGTMSE scheme
- What changed
- Guarantee ceiling raised to ₹10 crore from 1 April 2025, with the new fee slabs.
6 Oct 2026
- Page
- SBI home loan
- What changed
- Processing fee confirmed from SBI's fee card: 0.35%, minimum ₹2,000, maximum ₹10,000, plus GST.
28 Sept 2026
- Page
- All rate tables
- What changed
- Rates re-checked on lenders' own pages; lenders we could not confirm were removed.
How we handle a correction
- We check the reported figure against the lender's, regulator's or tax department's own published source.
- If it is wrong, we correct the page, update its "Last updated" date and add an entry here.
- If a rate table was affected, we re-check every row from the same lender on the same day.
- We do not delete or quietly rewrite past entries in this log.